Unlock the full potential of your 401(K) with our Total Plan Analysis™
We provide you with unbiased and actionable steps to maximize your Plan’s success.
Why Your 401(K) Needs the Total Plan Analysis™
Uncover Hidden Fees and Maximize Growth
Many 401(K) Plans contain hidden and unnecessary fees that can erode your returns over time. Our report brings these fees to light, potentially saving you tens of thousands of dollars, annually. Over the life of your plan, this could result in an additional 20% to 40% in growth, helping employees achieve greater financial stability.
Receive an impartial comparison of your current Plan's costs against your industry benchmarks.
Uncover hidden and unnecessary fees that could be quietly eroding your returns.
Optimize Services and Save Time
Efficiency is key to managing a successful 401(K) Plan. Our Service Optimization Blueprint helps you identify ways to automate and streamline your Plan’s processes, reducing the administrative burden on your team and allowing you to stay focused on your core business.
Align advisor's compensation with your success, rewarding them when your Plan achieves better outcomes.
Strengthen employee engagement with targeted communication and educational initiatives.
Ensure Compliance with Ease
Staying compliant with Department of Labor regulations is crucial for any 401(K) Plan. Our report not only helps you meet these requirements but also ensures that your Plan is operating at its highest potential, giving you peace of mind.
Independently benchmark your Plan Fees to meet DOL requirements.
Fulfill your annual fiduciary obligations as a Plan Sponsor to minimize legal risks and liabilities.
"After implementing the recommendations from the analysis, our employee participation jumped dramatically. It’s been a great improvement in how our team interacts with their 401(K) Plan."
John F.
HR Director
Here's what’s Included in our Total Plan Audit™
Get an unbiased evaluation of your 401(k) plan, revealing hidden fees and opportunities for significant savings.
- Identify and eliminate unnecessary administrative costs, maximizing your plan’s efficiency.
- Evaluate the true cost-effectiveness of your service providers, free from any conflicts of interest.
- See sustainable savings through transparent analysis and strategic cost optimization.
Streamline your 401(k) plan’s operations to boost efficiency and engagement.
- Facilitate seamless onboarding to ensure new employees are integrated effortlessly.
- Strategically plan onsite sessions to keep employee participation at or above 90%.
- Leverage virtual services to complement onsite efforts, providing ongoing support and education.
Simplify your compliance obligations with the Department of Labor, ensuring your plan meets all necessary benchmarks.
- Ensure timely and accurate filing of Form 5500.
- Stay ahead of changing regulations with proactive compliance strategies.
- Conduct regular audits to maintain plan integrity.
Your Satisfaction, Our Commitment
Money-Back Guarantee
We are committed to delivering exceptional value. If the Total Plan Audit™ doesn’t meet your expectations, we offer a full money-back guarantee—no questions asked. Your satisfaction is our top priority.
Credit Towards Termination Fees
Should you decide to continue with our services after reviewing the report, we’ll credit the cost of the Total Plan Audit™ towards any termination fees incurred with your current 401(k) provider.
Here's How It Works
Step 1
Gathering Your Plan Information
We begin by gathering the critical details of your 401(k) plan. Through a streamlined survey and the collection of essential documents—such as fee disclosures and service agreements—we develop a clear understanding of your current plan structure.
- Quick and Efficient: Our process is designed to be straightforward, minimizing any disruption to your business.
- Comprehensive Overview: We collect all the necessary data to build a detailed profile of your plan.
- Foundation for Analysis: This initial step ensures we have all the information needed for a thorough audit.
Step 2
In-Depth Plan Audit
Next, we perform a detailed audit of your 401(k) plan, benchmarking it against both traditional providers and innovative, tech-driven solutions. Our rigorous analysis identifies hidden fees, inefficiencies, and opportunities for improvement.
- Benchmarking Excellence: We compare your plan against industry standards and top-tier alternatives.
- Uncovering Hidden Costs: Our audit reveals fees and inefficiencies that may be eroding your returns.
- Actionable Insights: We pinpoint specific areas where changes can enhance your plan’s performance.
Step 3
Detailed Findings and Recommendations
After the audit, we provide you with a comprehensive report that outlines our findings. This report includes a breakdown of hidden costs, potential savings, and strategic recommendations to optimize your plan.
- Clear and Concise: Our findings are presented in a straightforward manner, making it easy to understand your plan’s current state.
- Actionable Steps: We offer specific, actionable recommendations to help you maximize your plan’s value.
- Long-Term Impact: Our suggested adjustments are designed to positively affect your portfolio’s performance over time.
At every step, we put your interests first. Our analysis is transparent and unbiased, ensuring that the recommendations you receive are solely focused on enhancing your plan’s success.
Keep Your Investments
Fidelity
Vanguard
TIAA
American Funds
You have questions. We have answers.
Yes, you can keep your current investment options. The Total Plan Audit™ is designed to evaluate and optimize your 401(k) plan without requiring you to change your existing investment selections unless you choose to do so.
The entire process typically takes 10-15 days from start to finish. This includes gathering information, conducting the analysis, and delivering the comprehensive report. We work efficiently to ensure minimal disruption to your business.
We require key documents such as fee disclosures, service agreements, and performance reports related to your current 401(k) plan. These documents allow us to conduct a thorough and accurate analysis of your plan’s costs and performance.
We recommend conducting a comprehensive review every few years or whenever there are significant changes in your company’s size, plan structure, or regulatory environment.
We offer a full money-back guarantee if you’re not completely satisfied with the Total Plan Audit™. Additionally, if you decide to continue with our services, we’ll credit the cost of the report towards any termination fees with your current 401(k) provider.
Take charge of your 401(k) fees and optimize your plan for the future.
Don’t let hidden fees and inefficiencies hold your retirement plan back. The Total Plan Audit™ is your first step towards taking control of your 401(k) and ensuring it’s working as hard as you are.